Research guide
Navigating Credit Bureau Data: Field Notes for Researchers
Abstract. This guide instructs researchers on effectively utilizing credit bureau data for academic research. It outlines the potential research applications of credit bureau data, such as examining household debt, financial health, credit supply, and the effects of personal debt on economic activity. The guide also addresses the strengths and limitations of this data, the process of acquiring it from vendors, and best practices for merging it with other data sources.
Keywords: credit bureau data, consumer credit panel, household debt, research data guide, data acquisition, data merging.
In brief
A practical guide for researchers who want to use credit bureau data.
It covers what these data can be used to study — household debt, financial health, credit supply, and how personal debt affects economic activity — along with their strengths and limitations. It also explains how to acquire the data from vendors and offers best practices for merging them with other data sources.
Read and cite
- Guide, SSRN
Heimer, Rawley Z.. “Navigating Credit Bureau Data: Field Notes for Researchers.” Research guide.
@unpublished{heimer2024navigating,
author = {Heimer, Rawley Z.},
title = {Navigating Credit Bureau Data: Field Notes for Researchers},
note = {Research guide},
year = {2024},
url = {https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4891923}
}
Related
- Topics
- Consumer credit and debt
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